Penfed cli myfico

 · I just got approved for the Penfed Power Cash card and got a $10k SL. I was expecting at least $30k. My credit score is 795 & this is my first PenFed credit card. Can …

I have hit the 6month mark with Penfed and thought I would try for a CLI, I filled in the form and it went to loan officer review which I - 5367926. Skip Navigation. How It Works; Pricing; Education; Community; Support; Member Dashboard; ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or ...Jan 18, 2023 · Penfed Gold CLI Approved! I was hesitant between applying for a new credit card and going for the CLI. I decided to request the CLI and save my AAoA. I was approved for the Penfed gold visa in March 2022 with a SL of $3500. 9 months later I took the HP on equifax and requested an increase to 10k. It was instantly approved, I thought they would ... Re: Penfed Cc instant CLI Approval. @gingerflower wrote: DH got an Instant CLI approval on his Penfed Cash Reward Cc . Original CL $9,000 to 15,000 a $6,000 CLI...👍. That"s great. Was the CLI a soft pull or hard pull. Thank you in advance.I've had good luck with Penfed so far, but not planning to add anything else from them for now. Two years ago, I got a 15k SL on the - 6706725 - 2 ... myFICO® Forums; Types of Credit; Credit Card Applications; Re: Penfed CLI Declined; Options. Subscribe to RSS Feed; Mark Topic as New ...05-29-202204:15 PM. 05-29-2022. Re: PenFed Personal Line of Credit. One more DP -- yesterday, I received the required notice from PenFed, stating that they pulled EX and my then-current FICO (for the PLOC) was reporting as 801, probabaly why they offered such an attractive rate on that product. Thanks, everyone, for sharing your thoughts.First SDFCU and Now Penfed Great CLI. Requested a general CLI via the link. Nothing saying pre approved and it gave me a Watch out for an email requesting more info alert at first. BUt then about 1 hour later it said Approved via email and the application was updated. 5k to 12.5k so a 7.5k CLI!!!!!Sep 18, 2022 · Re: Penfed CLI process question. Call. The button is sometimes there, sometimes not there. When it is there, too many people report having it just spin around until it locks up, then having to call anyway. If you've had the account for at least 6 months, or 6 months since your last CLI, you're eligible. (Doesn't mean they'll approve it, but you ... Wow, I almost fell off my chair on this one LOL I got approved for the promise visa at the end of august for 2.5K. I decided to PC it to the cash rewards card shortly after and that was successful. Today after using the card every week and PIF I decided to request a CLI. Approved for 20K!! EQ is...

Congratulations on DC's PenFed CLI! Current Cards (in order of approval): Current FICO 8 | 9: Credit Age: Inquiries (6/12/24): Banks & CUs: Message 6 of 12 1 Kudo raisemysc0re. Established Contributor ... All FICO ® Score products made available on myFICO.com include a FICO ...Just can't seem to stay in the garden. I called PenFed to request a CLI on my PCR, which is already my highest CL. It was denied. But since I'd wasted a HP and gone through the process of getting them on the phone, and since PenFed almost always uses the same HP for multiple requests, I asked about a CLI on my Platinum.I just tickled the luv button on the PenFed site and they doubled the limit on my Platinum card, from $5k up to $10k :smileyhappy: A little background: Over a couple weeks in December-January, I got a new $5k Platinum Rewards Visa Sig, a new $5k Power Cash Rewards Visa Sig, and a CLI for my Gold ...Aug 21, 2022 · Just can't seem to stay in the garden. I called PenFed to request a CLI on my PCR, which is already my highest CL. It was denied. But since I'd wasted a HP and gone through the process of getting them on the phone, and since PenFed almost always uses the same HP for multiple requests, I asked about a CLI on my Platinum. How much time normally do you wait before asking for the cli on accounts from penfed? - 727643Does penfed give auto CLI's, independent of their equifax qtr soft pulls ? Meaning if my latest qtr pull is not high enough to get an auto CLI, but I make a large change in middle of qtr to my CR that would make my score go high enough to qualify, will I get the auto CLI ? Or no I have to wait unti...

Have had a couple of PenFed cards for a few years. Have never asked for a CLI. Does anyone know if it is a hard or soft pull? - 1653272+$5K PenFed CLI! Received a BT promotion of 0% APR for 12 mos or 0.99% APR for 18 mos (w/ 3% transfer fee) in the mail. I've currently been actively looking for a good BT card to pay off my AOD, so I'm extra happy I don't have to add a new account to my credit age b/c NFCU did me dirty with only a $3K approval on their Platinum.Happy Monday to me (and you too!!)!!! I checked my PENFED account today just to see if my FICO score had updated and saw that it did and that I finally had offers for pre-approved cards or a credit limit increase on my existing Power Cash Rewards card. I took the CLI, from $10K to $35,600 with a 797 FICO 9 score.They've been stingy with my Platinum Rewards credit limit but have finally given in and increased me from 5K to 15K. I was prepared for a hardpull but haven't received any alerts yet.. EQ9 is 768, total limits (that report) $132,400.00, util 3% at time of app. Happy camper:-)Re: Surprise auto CLI from Penfed. Logged in to check my Penfed statement and my limit was increased from 10k to 21k! Too darn exciting to not share. I used a BT check in June to max out my 10k and paid it off within a month. Idk if this triggered something. I always carry a 0 balance except that one month.

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I applied for a CLI from 5K to 10K with Central Credit last week and just never heard from them. Finally got in touch today with a - 6247833 ... Penfed 7.5K. WF Cashwise 2K. CCU CLI from 5K to 10K. And 1 beautiful new to me shiny black F250 in the driveway. ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are ...The next major "purchase" for me will be to refinance my house at the beginning of 2017. With only having 5 INQ on EQ, I decided to take a HP and request a CLI. It was instantly approved for $17,000. $7K CLI for HP on EQ, I will take it. I will definitely request another CLI on my Penfed Visa Re...I was approved for the PenFed Pathfinder back in February ( - 5748644+$5K PenFed CLI! Received a BT promotion of 0% APR for 12 mos or 0.99% APR for 18 mos (w/ 3% transfer fee) in the mail. I've currently been actively looking for a good BT card to pay off my AOD, so I'm extra happy I don't have to add a new account to my credit age b/c NFCU did me dirty with only a $3K approval on their Platinum.

PenFed is awesome!!! I got the power cash rewards visa back in September with $3,500.00 credit line. I was like ok not bad , I figured middle of the road put about 700.00 a month average in spend made multiple payments every cycle for 6 months only letting the statement cut 15 to 20 dollars for reporting to bureaus.Capital One: Platinum MC - CL: $600 (they won't give me a CLI); Credit One: 2 cards with $1,500 & $2,200 CL Prosper: $1,400 Goal Cards: Chase Sapphire, WF Autograph and PenFed Platinum Rewards Car Loans: 1 loan. Car: 2023 Audi A4 SLine Paid off: VW Financial Services: 2020 Jetta Exeter Finance: 2015 JettaMay 30, 2022 · Congratulations on your PenFed CLI! I asked for a CLI yesterday and PenFed increased my Power Cash from $7,500 to $20,000. I've had this card for 2 years, 4 months. My credit profile is better today, but I was declined for a CLI at year 1. My EQ8 was around 700 at that time. I called PENFED to see if they would consider a CLI at 80 days. I have a balance because of BT's but I make large payments to pay it down. But my Util is around 20% I was declined for a cli. The only thing they could offer me was another credit card (Promise or Amex) but I had to take some of m...I have hit the 6month mark with Penfed and thought I would try for a CLI, I filled in the form and it went to loan officer review which I - 5367926. Skip Navigation. How It Works; Pricing; Education; Community; Support; Member Dashboard; ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or ...PenFed Gold CLI. Just applied for a CLI because I never get preapprovals from PenFed anyway on the quarterly offers. Nice bump. $7,500 to $12,500. Now the question, I have the highest interest rate. Think if I call them, they can use that inquiry to lower my interest rate?@PullingMeSoftly wrote:. So I'm trying to understand this a bit better. I'm looking at these current offers just received: If I choose the first two (PC or Plat Rewards), which are my exisiting cards, is that new credit that would be added to my existing line ($12k + $24,200 = $36,200?), or would that just make my limit for either become $24,200?I'll never understand these excessive hard pulls. I burned one EQ ro get the card, I can't fathom burning two for an increase. This is insane. Thank you, I'll definitely heed your warning.PenFed Power Cash Card CLI! This is my one and only Penfed card and it just turned 6 months old a couple of days ago so I thought I would see how strong our relationship is and they showed me some love! Congratulations! Your application was approved. Your new credit limit is $17,500.00. Your previous credit limit was $7,500.00.So, tomorrow is my exopiration of the last hard pull done for credit products (90 days from last pull) so im not sure if this really counts as stepping outside the garden, as there was no new HP (or even SP), but I paid down a good bit of my BTs on the account, was at $22k -- asked for a CLI online,...

Requested an increase on my PenFed Gold card which has seen 0 use whatsoever. Approved for 12.5k (2.5k increase). Not bad for a card - 6654194 - 3

Applied for Penfed Sig Rewards 2 week ago and was approved with a $5K SL and denied a PLOC. Decided to apply for CLI as they will soft - 4270505I am helping my cousin manage his finance after his BK in 2012... Got him to apply for PenFed right after the BK fell off his report last year...(fico around 700) Penfed gave him a 25k PLOC right off the bat, but when we tried the power cash reward card, they gave him a 1000 limit... Fast foward to ...The result of the credit card application, PenFed gave a conditional approval but when I inquired further it was an approval for a different card - Power Cash Visa Card with only a $1,200 CL at the highest interest rate. When I called this morning and spoke with the CSR, I asked for reconsideration of a higher limit and lower interest rate ...First SDFCU and Now Penfed Great CLI. Requested a general CLI via the link. Nothing saying pre approved and it gave me a Watch out for an email requesting more info alert at first. BUt then about 1 hour later it said Approved via email and the application was updated. 5k to 12.5k so a 7.5k CLI!!!!!!...Jun 15, 2023 · I have 2 cards with penfed, When my PCR turned 1 year old right after i paid off a bt i requested a cli and got 2500 instant, 7500 - 10000. A while before that M SMART had posted that the optimum time to ask for a cli on a penfed card is after 1 year. I plan to ask for a cli on my gold card 7500 cl in december, the card will be 19 months old ... PenFed Gold CLI. Requested an increase on my PenFed Gold card which has seen 0 use whatsoever. Approved for 12.5k (2.5k increase). Not bad for a card that gets no use and with all the other changes I have been making on my reports over the last month or so. FICO 5 ,4, 2 - 5/2023 FICO 8 - 6/2023 FICO 9 - 5/2023 FICO 10 - 5/2023. Oct 13, 2023 · Re: Penfed CLI question. I have two Penfed cards with starting limits of 15,000 each. Neither have ever received an auto CLI, and I've never requested one because of the hard pull. I've heard somewhere on this forum their max card exposure might be 50k total. Not sure if this is accurate. They have two other cards but I decided not to apply for ... I didn't realize I should request a HP before the initial 90 day HP expired. So it has been over 4 months now. Would a CLI request on the website be a HP or SP? I did search forums first, but I can't find the answer. There's too much talk about that initial HP being good for 90 days.Just got the Platinum Rewards VISA Signature with $10K SL from PenFed. When is the best time to request for a CLI? Thanks. I know it's here - 5037727800 or Higher. Excellent. These FICO ® Scores are in the top 20% of U.S. consumers. Demonstrate to lenders that the consumer is an exceptional borrower. 740 to 799. Very Good. These FICO ® Scores are in the top 40% of U.S. consumers. Demonstrate to lenders that the consumer is a very dependable borrower. 670 to 739.

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I started off with Penfed PCR with a low $1500 limit , not surprisingly do to my scored at the time. Well with today being my 6 month anniversary are scores going up and up in the right direction this time. I decided to come out of the Garden and REQ a CLI. To my surprise, the screen timed out on me ( Reload Button ) still timed out.I just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested - 6244422 - 2So I was approved for a PENFED defender with a 3K limit... Weird for a visa signature but said what they hey! Glad I'm in the door😎. Then today, I was like let's try for a CLI. So yes I went from 3K to 5K. Love it!!!!I saw that the credit line increase button was on my account and pulled the trigger and scored a $4,000 CLI on my Penfed Gold Visa card bringing my CL to $7,500, the same as my PCR. It took a while to show up in the account because they had some issue on the back end, but it's there now. I applied f...Jul 23, 2017 · Re: PenFed CLI Hard or Soft Pull? HP unless you have a recent HP with them, reported grace period ranges from 30 to 90 days. Thanks so much for the info. 07-21-2017 05:38 PM. Hi, I just applied for a PenFed VISA card and got approved at a little under 15% interest rate for $11.5K. Would I be able to apply for - 5004529 ... (CLI on Defender) when I opened my Power Rewards card at the end of March. There have been some reports of 30 days as CO_NATIVE said. ... FICO, myFICO, Score Watch, The score lenders …May 30, 2022 · Congratulations on your PenFed CLI! I asked for a CLI yesterday and PenFed increased my Power Cash from $7,500 to $20,000. I've had this card for 2 years, …I got a message posted to my secure mailbox today from PenFed informing me that my credit limit has been increased from $20 K to $24 K on my Visa and that I am eligible for no fee balance transfers with a 4.99% intrerest rate for the life of the balance if transferred between 4/1 and 5/30. They a... ….

Oct 23, 2020 · Personal Credit - AMEX: Platinum, Gold, Green, Blue Cash Preferred PNC: Cash Rewards, Points BOA: Cash Rewards NFCU: Flagship Rewards, Cash Rewards, CLOC PenFed Power Cash Card CLI! This is my one and only Penfed card and it just turned 6 months old a couple of days ago so I thought I would see how strong our relationship is and they showed me some love! Congratulations! Your application was approved. Your new credit limit is $17,500.00. Your previous credit limit was $7,500.00.Does PenFed do recon's on CLI Request ? I Applied for membership and the Cash rewards card back in September. Instant approval 10K SL. Been using the card a lot , putting a lot of spend on the card. Figured would go for a CLI so my UTI stays some what low. since putting like 3-4K a month on the card...I decided to hit the CLI request *LUV* button with PenFed and was granted my second small increase with them; I've had the card for 1 - 6632519 - 2. Skip Navigation. How It Works; Pricing; Education; Community; Support; Member Dashboard; ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or ...I opened this account 5/2018 with a 2k SL. I have tried once before to increase the limit to getting a big fat no from PenFed. I also refinanced my truck with PenFed 5/2018. So maybe they are starting to warm up to me after almost 2 years of history with them. I have only used this card once in th...Hello gents and gals. I was checking my PCR as usual and saw that the "request credit line increase" link had finally appeared. I said f it and went for it. Got approved for a $4500 increase. CL is now at $6500. EQ Fico 8 as of 4/2 was 672 but Penfed EQ Fico 9 has me at 710 from 2/28. No HP notifi...I requested a CLI and was denied because I had too much "available credit" @ ~$200K. On Friday, I hit the luv button and "sent to loan department for review". About an hour later I received a message stating "Congrats your new CL is $15,000 ($5k increase).I just ask for a credit line increase a month after I got my card. Inital limit of 5k and today I hit the Credit increase button and the computer stated approved for 17k and told me to check back in 24 hours. My questions is how long will it take to show my card if it gets approved? Anybody with ex...filled out the cli request form 3 days ago, and it's still pending without a decision. Should I cancel and re-submit? - 3995353 Penfed cli myfico, Just can't seem to stay in the garden. I called PenFed to request a CLI on my PCR, which is already my highest CL. It was denied. But since I'd wasted a HP and gone through the process of getting them on the phone, and since PenFed almost always uses the same HP for multiple requests, I asked about a CLI on my Platinum., The result of the credit card application, PenFed gave a conditional approval but when I inquired further it was an approval for a different card - Power Cash Visa Card with only a $1,200 CL at the highest interest rate. When I called this morning and spoke with the CSR, I asked for reconsideration of a higher limit and lower interest rate ..., Have had a couple of PenFed cards for a few years. Have never asked for a CLI. Does anyone know if it is a hard or soft pull? - 1653272, Penfed CLI Estimate your FICO ® Score range Estimate for Free John95 Member 05-30-2022 03:09 AM Penfed CLI Hi, i just got the Penfed powercash and the Platinum card with $10 SL. When Can I request a CLI and can I request a CLI for both cards together? How much does usually Penfed increase? Thank you! Message 1 of 11 18 Kudos All forum topics, Ok im in one of those moments we all come across sometimes in this zany credit world. Perhaps someone will talk me off the proverbial ledge, though it may be too late (youll know why by the end of baby rant ,lol) So since im in process of having my Equifax issues fixed once and forall, i figure whi..., I haven't been able to find the love button. I did use it few months ago. Where is Penfed love button? - 6227481 - 4, I opened my power cash rewards card in October 2017 with a cedit limit of 10K. Just got my quarterly offers and had my choice of any of their cards with a CL of 34.2K or a credit limit increase to my power cash card. I took the increase to 44.2K. My FICO 9 from Penfed was 767. You started with a $10,000 limit on your PCR,, I opened my power cash rewards card in October 2017 with a cedit limit of 10K. Just got my quarterly offers and had my choice of any of their cards with a CL of 34.2K or a credit limit increase to my power cash card. I took the increase to 44.2K. My FICO 9 from Penfed was 767. You started with a $10,000 limit on your PCR,, Hi all so I opened my Penfed account 33 days ago.. I decided to try the cli but was turned down for SUFF OBLIGATED W/UNSEC INDEBTEDNESS - 4601658, PenFed Power Cash Card CLI! This is my one and only Penfed card and it just turned 6 months old a couple of days ago so I thought I would see how strong our relationship is and they showed me some love! Congratulations! Your application was approved. Your new credit limit is $17,500.00. Your previous credit limit was $7,500.00., I decided to apply for CLI on my Cash Rewards. It was $1k limit from August 2014 and my Promise card was approved a few days ago for - 3889050 - 2, So I want to see about a CLI on my Power card, I have a balance, of $900 but should I PIF before the CLI request or after, my CL is $5K? I - 4927261, Reopened my checking account with penfed last month and got a $500 overdraft line of credit. ... Penfed Thrifty CLI hard pull? ... hp if it's within 90 days for any products so i requested a CLI on it. Got declined and also got a hp =/ Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: …, So I've been trying to get an increase on my Penfed card. Been at $2000 for about 20 months and I have never gotten past that 'going to - 5644509, Compare Credit Card Offers & Rewards | PenFed Credit Union Home Choose your perfect card Pre-qualify + today with no impact to your credit score. No to low annual fee Great balance transfer offer Highly competitive rates Platinum Rewards Visa Signature® Card 5 x Points on gas paid at the pump and EV charging stations 3 x, Re: Penfed Power Cash Rewards Card CLI. congrats on the cli. KEEPER EVERYDAY CARDS. AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ FIDELITY REWARDS VISA $23500 SL/ FNBO JEEP CARD $7700/FNBO FORDPASS REWARDS $1000/ NFCU FLAGSHIP $30K SL /SOCKDRAWERED WELLS FARGO ACTIVE CASH $8200/ CAPITAL ..., asking PenFed for CLI after the 60-90 days are up Those of us veterans who have had PenFed for more than 90 days, so that the all you can eat period is now up: have any of you tried for a CLI online or in person, and if so, was it a hard or a soft? ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks ..., 1 2 Next 10 REPLIES AverageJoesCredit Legendary Contributor 04-27-2020 05:26 PM Re: Penfed CLI ?? For the people who are on their DO lend list, their cli can be quite good. For those they dont deem worthy, trying to get cli is like pulling teeth. In my experience, $3500 isnt really low sl but then again its subjective., @AverageJoesCredit You are the 2nd person to mention the one year mark for requesting a cli, M-Smart is the other person that reccomended 1 year. thanks.. Penfed was quite generous with me giving me a sl of 7.5k and automatically enrolling me in the honors so i get 2 pct cb. Now i know to wait a year to request a cli although im not even sure i will get close to the 7.5k they gave me. i do ..., PenFed CLI 2 days after activation! So I just got my card in the mail on Saturday 9/17. I activated it that day and started to use it. Today I called to activate my card for Apple Pay, after the CSR gets me all set up he asks if I would be interested in raising my CL. I told him that I just got the card so I wasn't sure if I should., Is a CLI through PenFed a HP if they put in "My Offers" section? First time seeing this so I wanted to hear from those that have been with them longer. FICO 5 ,4, 2 - 5/2023 FICO 8 - 6/2023 FICO 9 - 5/2023 FICO 10 - 5/2023. Credit & loan qualification. Message 1 of 3., I have had my two penfed cards since 2014...Amex with 15k limit and Rewards card with 5k. I have run lots of money and carried - 4594238 ... myFICO® Forums. Sign In Help. myFICO® Forums; Types of Credit; Credit Cards; Penfed CLI Advice... Options. Subscribe to RSS Feed; Mark Topic as New; Mark Topic as Read; Float this Topic for Current User;, I was checking my balance on my Penfed Power Cash and saw the CLI button. I saw it would be a hard pull but I gave it a shot. It came back approved for $20,000. My CL went from $3500 to $20000. Happy Merry Christmas to me. Thanks to. everyone here who helped me along on my credit finding journey. Penfed Credit Line Increase. Message 1 of 21., I've had good luck with Penfed so far, but not planning to add anything else from them for now. Two years ago, I got a 15k SL on the - 6706725 - 2 ... myFICO® Forums; Types of Credit; Credit Card Applications; Re: Penfed CLI Declined; Options. Subscribe to RSS Feed; Mark Topic as New ..., That's a pretty decent limit btw. Unfortunately, they will not adjust the initial limit once approved. You can try for a CLI in about ~6 months or so. There's no way to determine how much you may receive (if approved) since the results will depend on your income, profile and overall creditworthiness. Message 4 of 13., Hello All, I have tried asking this question a couple times but no answer, so I thought let me try again through a new post. My PENFED - 736378, Wow, I almost fell off my chair on this one LOL I got approved for the promise visa at the end of august for 2.5K. I decided to PC it to the cash rewards card shortly after and that was successful. Today after using the card every week and PIF I decided to request a CLI. Approved for 20K!! EQ is..., Hi Guys, Just want to share ... I app'ed about 2-3 hrs ago for a request for CLI for my Platinum Rewards Visa and I got approved for $9,500 CLI! wooot! woot! ... Didn't expect that much of CLI from Penfed since I am just about 43 days from opening the card. Almost 3X my SL. My SL is $5,000 and now..., Re: Penfed Conditional Approval Question. Not sure of the answers to your questions, but congratulations. Check back when you get the answers!. 1/8/17 Discover $18300 CL- $1k SL- AU, wife. 1/26/20 AmEx Cash Magnet $35k CL, wife. 2/19/20 BB&T/Truist Rewards $11k SL- impulse application., Jan 4, 2022 · Thanks! I went for the new cards until I had the maximum allowed. My first one was only about a month old when I went for an additional card. I was approved. BUT I am a card collector so what worked for me may not work for you. Since my cards are no AF fee cards I went for additionals. My oldest Pen Fed Card is about 8 months old now. , Re: PenFed CLI. This is true. I recently opened a PF checking and savings account. Through this process is a verification of identity which includes a SP on credit. Immediately after account opening I applied for the Gold Visa and was approved immediately and NO HP on credit. Guess this one is a freebe :-), Penfed PCR cli. I had the card 1 year as of yesterday 12/21/22. this is my first cli request from them. 7500 sl. cli 2500, new limit 10000. My ficos 680 - 690 range. utility about 11 pct. income 39k. I had a bt offer i used on the card for 2500 i took last spring which ends in feb, its paid down to 215. Kudos to M smart, in one of his posts a ..., Re: Penfed Cc instant CLI Approval. @gingerflower wrote: DH got an Instant CLI approval on his Penfed Cash Reward Cc . Original CL $9,000 to 15,000 a $6,000 CLI...👍. That"s great. Was the CLI a soft pull or hard pull. Thank you in advance.